CLASS 2–7

Medium duty coverage for work trucks

Box trucks, vocational rigs, and diesel or gas mediums—Executive, Preferred, Elite, DEF Only, and optional add-ons. Licensed shops in the US and Canada.

Class 2–7 Box & vocational
15 yr / 500k Max age & miles by class
US & Canada Licensed repair

Eligibility

Built for Class 2–7 commercial trucks

Gas or diesel mediums have different exposure—starting mileage limits vary by class up to 500,000 miles. Starting age up to 15 years from the current date.

  • Coverage for Class 2 through Class 7 qualifying vehicles
  • Maximum starting age: current date + 15 years
  • Maximum starting miles vary by class (up to 500k)
  • Compare Executive, Preferred, Elite, DEF Only, and optional coverage in the tabs below
Medium duty commercial truck

Plan levels

Compare medium duty coverage

Use the tabs for Executive, Preferred, Elite, DEF Only, and optional benefits. Sample terms switch when Executive is selected.

Executive quick guide

High-level summary only. Your service contract lists all covered parts, limits, and exclusions.

What’s covered?

This contract covers necessary repairs to all mechanical and electrical parts.

  • Mechanical parts — engine, transmission, driveline, and related components
  • Electrical parts — sensors, control modules, wiring, and more
  • Air conditioning — HVAC components
  • Braking, steering & suspension
  • Engine accessories — starter, alternator, power steering pump, and similar components
  • Turbo & fuel — turbocharger, fuel system, injectors, pump, and related components
  • Aftertreatment — exhaust aftertreatment (for example DPF, SCR, DOCs, sensors) and related parts as described in your contract
  • Roadside assistance included on all Executive plans
What’s not covered?
  • Already covered — manufacturer recalls, other warranties, or duplicate coverage
  • Vehicle status — salvage/junk titles, odometer issues, or pre-existing conditions
  • Maintenance & wear — oil changes, filters, brake pads, tires, wipers, etc.
  • Clutch — clutch assembly and related components in connection with the transmission
  • Cab interior controls — buttons, switches, and knobs in the cab
  • External damage & misuse — collisions, flood, fire, rust, or lack of maintenance
  • Cosmetic & specific parts — glass, lights, trim, upholstery, body panels
  • Unauthorized & admin — repairs without approval, late claims, shop fees, non-factory mods

Preferred plan

Powertrain coverage (items 1–4)

Engine, transmission, rear axle, and transfer case—as defined in your service contract.

1 Engine

All internal lubricated parts within the engine including camshaft, cam followers, camshaft bearings, connecting rods, connecting rod bearings, crankshaft, crankshaft bearings, cylinder head gasket, exhaust valves, intake valves, lifters, main bearings, oil cooler and housing; oil pump, pump gears, pump housing, pump pickup screen, pump pickup tube, pump pressure relief springs and valves; pistons, piston rings, rocker arms, rocker arm shafts, timing gears, valve guides, valve retainers, valve springs, valve stem seals, wrist pins; required seals, gaskets and fluids needed to complete a covered repair; The engine block, cylinder head(s) and cylinder liners are only covered in conjunction with a covered Mechanical Part Failure.

2 Transmission components

All internal lubricated parts of the manual or automatic transmissions, including: torque converter, oil pump, valve body, governor, bands, drums, planetaries, sun gear, sprag(s), shaft(s), bearings and related bushings, shift rail, forks and synchronizers. The transmission case is only covered in conjunction with a failed Covered Part.

3 Rear axle components

All internally lubricated parts including: output shaft, bearings, bushings, gear sets, axle and bearings, carrier, ring and pinion gears, bearings, bushings, axle shaft. The drive axle housing is only covered if damaged by a failed Covered Part.

4 Transfer case components

All internally lubricated parts of the transfer case, bearings, bushings, chains, gears, sleeves and sprockets. (Exclusions are clutch, pressure plate, throw-out bearing, linkage, cables, shifter, electronic switches, solenoids and clutch slave cylinders.)

Elite plan

Full Elite component groups

Elite includes all Preferred powertrain coverage (items 1–4) plus the additional groups below (items 7–12) as listed in your contract.

See the Preferred tab for engine, transmission, rear axle, and transfer case details. The cards below are the additional Elite categories.

7 Braking components

All internally lubricated parts of the hydraulic system, including master cylinder, vacuum power assist booster and valve, disc brake calipers, wheel cylinders, steel brakes lines and hoses. (Exclusions are linings, rotors, pads, drums, hardware and any component failure due to fluid contamination and ABS.)

8 Electrical components

Alternator, electric horn, front wiper motor, rear defroster switch, starter motor, starter drive assembly, starter solenoid, and voltage regulator.

9 Steering components

Power Steering pump, rack and pinion, steering gear box.

10 Suspension components

Upper and lower control arms, upper and lower ball joints, leaf and coil springs (only if broken), wheel bearings and spindles.

11 Turbo charger / fuel components

OEM installed equipment only. All internally lubricated parts, housing, wastegate, vanes, shafts and bearings. Fuel injectors, fuel injector cups and fuel pump.

12 Seals & gaskets components

Cylinder head gaskets and intake manifold gaskets are covered. All other seals and gaskets are covered for listed parts.

DEF only

Exhaust aftertreatment coverage

Standalone aftertreatment protection for qualifying medium-duty vehicles. Covered components and limits are defined in your service contract.

Limit of liability — $15,000

Per contract terms; see sample terms for deductibles and claim procedures.

Covered aftertreatment components

Aftertreatment Electronic Control Module (ACM), Back Pressure Control Valve (BPV), Diesel Exhaust Fluid (DEF) Module with Injection Nozzle, DEF Heater Control Relay, DEF Dosing Module - Wiring Harness, DEF Heated Lines, DEF Heater Coolant Control Valve, DEF Heating Elements, DEF Heating Fittings (3 on Supply Module), DEF Pump and Module, DEF Tank, Diesel Oxidation Catalyst (DOC), Diesel Particulate Filter (DPF), DPF Air, Fuel, and Coolant Lines, DPF Air, Fuel, Manifold Assembly, DPF Dosing Module, Exhaust Gas Recirculation (EGR) Valves, EGR Actuator, EGR Connecting Bellows and Clamps, EGR Cooler(s), Exhaust Throttle Valve, Hydrocarbon Doser Injector (HC Doser, 7th Injector, ARD, AHI Module), Hydrocarbon Doser Valve - Air, Fuel, and Coolant Lines; and Inline Air Filter, Hydrocarbon Doser Valve (Voss Valve), Selective Catalytic Reduction (SCR) Catalyst, SCR Decomposition Pipe and Pipe Elbows, Pressure After Exhaust Throttle Valve.

Sensors: DEF Solution Level/Temperature, BPV Pressure, Delta P (DPF Pressure), DOC Inlet Pressure, DOC (Post) Temperature, DOC (Pre) Temperature, DPF Air Supply Pressure, DPF Back Pressure, DPF Fuel Pressure, Lambda (O, Sensor), NOx (2), SCR (Post) Temperature, SCR (Pre) Temperature.

Optional coverage

Add-ons at enrollment

The following optional coverages are available when selected on the registration page and surcharge amount(s) have been paid at the contract effective date. When selected, coverage runs for the entire contract term.

Rental truck coverage

We will reimburse You for rental of a replacement vehicle for substitute transportation if there is a Breakdown of a Covered Part under this Contract to the registered Vehicle and the approved labor repair time is a minimum of eight (8) hours. Each eight (8) hours of approved labor time counts as one (1) day, at the maximum rate of three hundred dollars ($300.00) a day or maximum of nine hundred dollars ($900.00) per occurrence. The rental benefit is subject up to a maximum of three (3) occurrences a year and excludes charges for Fuel, Sales Tax, DEF, Damage, Distance Traveled.

Lift kits / oversize tires

A Vehicle with a lift kit installed up to ten (10”) inches or with tires up to six (6”) inches above the factory size as recognized on the door jamb placard.

Exhaust / emissions modifications

Exhaust or emissions components, DEF & CAT delete, ERG system device.

Tuning / horsepower modifications

Maximum increase of 100 HP above factory specifications, if modification was done at Vehicle delivery.

Labor rate booster

We will pay the Repair Facility’s posted Labor Rate up to a maximum of three hundred dollars ($300.00) per hour.

Exhaust aftertreatment system (E.A.S.) coverage

This Coverage includes the following components; back pressure control valve (BPV), BPV regen valve, BPV control cylinder; Diesel exhaust fluid (DEF) pump, DEF doser injector, DEF level sensor, DEF temp sensor, DEF heater control valve, DEF heating element; Diesel Oxidation Catalyst (DOC) catalyst only DOC temperature sensors pre and post; Diesel Particulate Filter (DPF) filter assembly, DPF hydrocarbon doser injector, DPF air / fuel manifold, DPF back pressure sensor, DPF fuel pressure sensor, Exhaust Gas Recirculation (EGR) valve assembly one or two, EGR cooler assembly, Electronic Control Modules (ECU) after treatment ECM, ECU dosing ECM; Select Catalyst Reduction (SCR) catalyst, SCR temperature sensors pre and post; Oxides of Nitrogen (NOx) sensor.

Hydraulic equipment

Coverage by equipment type—expand each section for listed components.

Hydraulic pump motor, hydraulic cylinders, liftgate solenoid (no progressive damage), 2-way drain valve, liftgate power unit.

Hydraulic pump, hydraulic cylinders, outrigger valves and control valves.

Piston and/or gear pump, JIB system hydraulic cylinder, hydraulic valves, single and/or dual lift/dump cylinder(s).

Gearbox, hydraulic pump(s), hydraulic cylinder(s), hydraulic turntable bearings, hydraulic valves, and controls.

Hydraulic pump, hydraulic tilt/lift cylinder(s), hydraulic controls, and roll off cable system (the cable is not covered).

Hydraulic pump, hydraulic valve(s), hydraulic cylinder(s), and hydraulic reservoir (no progressive damage).

Lift and bed tilt hydraulics, wheel lift and boom hydraulics, and hydraulic winch.

Hydraulic gear pump, hydraulic piggyback, chute, lock, latch, swing, hopper, booster, and axle cylinders.

Hydraulic pump; hydraulic cylinders: container grabber/clamp, tilt/dump and arm/lift/reach, inside and outside packer/blade/ejector/push-out/sweep, body raise/dump, door hopper cover, tailgate raise, holding crusher panel. Control levers.

Hydraulic vehicle stabilizers (outriggers). Failure caused by seals, gaskets, or hoses is not covered.

Repair exposure

Typical aggregate costs by class

Illustrative totals by category—your contract determines covered repairs and limits.

Aggregate
Class 1-5 (Gas)
Class 1-5 (Diesel)
Class 6-7 (Diesel)
Engine
$10,000
$15,000
$20,000
Transmission & Axle
$10,000
$10,000
$10,000
Exhaust Aftertreatment
N/A
$8,500
$10,000
Turbo/Fuel Systems
N/A
$8,500
$10,000
Hydraulics
$5,000
$5,000
$5,000
Total Aggregate
ACV
ACV
ACV
Aggregate
Class 1-5 (Gas)
Class 1-5 (Diesel)
Class 6-7 (Diesel)
Total Aggregate
$20,000 per year
$20,000 per year
$20,000 per year

Ready to price medium duty coverage?

Tell us about your truck and we’ll help you find the right plan.

Get your quote Roadside